First Step To Homeownership |
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Yes, you can get a mortgage and a new home all from the comfort of your home. The first step? Get approved. |
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With one click, you can get approved and start searching for your dream home. Our 100% online process makes it quick and easy. |
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"I truly recommend CityWorth to anyone interested in purchasing a property. I believe that this type of mortgage and real estate company , that has it all in house, is the way you should go and that's how it should be structured to be easier and quicker and of course, no stress in purchasing a home. It's so easy when you have everything in-house and they can easily communicate at the same company through the whole process. They even have the title company in the house at whole time. Are so many thinks and little details that those people did, that is no space to write here. They are Brilliant, Brilliant, Brilliant!! Thank you very much again, and again!!!" |
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30-Year Fixed-Rate Mortgage: The payment on a $185,000 30-year Fixed-Rate Loan at 3.625% and 74.00% loan-to-value (LTV) is $856.76 with 2.00 points due at closing. The Annual Percentage Rate (APR) is 3.790%. Payment does not include taxes and insurance premiums. The actual payment amount will be greater. Some state and county maximum loan amount restrictions may apply. 30-year Fixed-Rate VA Loan: Rate is fixed. The payment on a $204,534, 30-year fixed-rate loan at 3.625% and 100% loan-to-value (LTV) is $961.79 with 1.875 Points due at closing. The Annual Percentage Rate (APR) is 4.292%. Payment does not include taxes and insurance premiums. The actual payment amount will be greater. Some state and county maximum loan amount restrictions may apply. VA loans do not require PMI. The VA loan is a benefit of military service and only offered to veterans, surviving spouses and active duty military. CityWorth Mortgage is a VA-approved Lender; not endorsed or sponsored by the Dept. of Veterans Affairs or any government agency. FHA Loan: Rate is fixed. The payment on a $198000, 30-year fixed rate loan at 3.75% and 74% loan-to-value (LTV) is $1065.02 with 1.875 Points due at closing. Payment includes a one-time upfront mortgage insurance premium (MIP) at 1.75% of the base loan amount and a monthly MIP calculated at 0.8% of the base loan amount. For mortgages with a loan-to-value (LTV) ratio of 74.91%, the 0.8% monthly MIP will be paid for the first 11 years of the mortgage term, or the end of the mortgage term, whichever comes first. Thereafter, the monthly loan payment will consist of equal monthly principal and interest payments only until the end of the loan. Payment does not include taxes and insurance premiums. The actual payment amount will be greater. Some state and county maximum loan amount restrictions may apply. The Annual Percentage Rate (APR) is 4.909%. Rates effective 3/20/20 |
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CityWorth Mortgage is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate on the basis of race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract), because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580. | ||
CityWorth Mortgage is headquartered in 11781 Lee Jackson Hwy, First Flr, Fairfax VA 22033 and is licensed the the following states "Licensing". NMLS #925476; (see the NMLS consumer access page). | ||