Do's

Don'ts

•  Continue to work for the same employer

• Deposit cash or non-traceable funds

• Stay current on all existing accounts

• Apply for new credit or loans of any kind

• Continue to make your mortgage or rent payments on time

• Pay off any collections or charge-offs before consultation

• Continue living at your current residence

• Consolidate your debt into fewer accounts

• Continue to use the same insurance company

• Make a major purchase (car, boat, etc.)

• Change bank accounts or banks unless advised

• Close credit card accounts

• Max out or over charge existing cards

• Change your name or address